Tips to pay down debt and avoid bankruptcy


There’s good news: Unemployment is starting to slowly drop, and in some parts of the country, so have the record number of home foreclosures. But, bad news remains: Americans are still hurting from one of the greatest economic downturns in the nation’s history.

As a result, more Americans than ever, including those in the middle class, are experiencing financial hardship, with many living paycheck to paycheck. In fact, an estimated 1.5 million Americans declared bankruptcy in 2010, up 9 percent from 2009. Since 2008, a total of more than 4 million Americans declared bankruptcy.

If you’re struggling to pay your bills, or if you’ve been hit with an unexpected major expense, such… Read More..

When facing bankruptcy

Are you a business owner in Texas and facing bankruptcy? There’s a law in Texas that protects you from falling into financial turmoil. If you’re not very knowledgeable in Texas bankruptcy law you can hire Texas business lawyers to help and assist you in filing bankruptcy.

Get advice from your lawyer on how to avoid and deal with the pressures from collection agencies to pay your tax debts, card debts and medical bills. If you’re fortunate to find a good lawyer he can even stop lawsuits, wage levies, foreclosures or repossessions of your properties.

Choose the right lawyer for you, the lawyer’s expertise is the key help you get out of the financial turmoil and crisis you are facing.… Read More..